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What makes a résumé perfect that attracts recruiters? Learn what you should not put in your curriculum vitae. Here are resume writing tips to improve your CV for the next targeted job.

When writing a curriculum vitae, many people put it together with the philosophy of "spaghetti on the wall": throw everything they can and expect something to stick. But recruiters and hiring managers look for quality information, not quantity. After all, you only have 7 seconds to capture the attention of a recruiter, so make sure you communicate quickly with positive things. That is why it is convenient to cut the information that you present in your CV.


Take for example the portfolio of an artist. 

"Any serious professional will tell you that your portfolio is only as strong as your weakest piece. The same can be said of the skills you list in your CV: less is more," says Aurora Meneghello, career coach and founder of Repurpose Your Purpose.

Are you trying to improve your CV? Start by removing these activities that are not attractive to recruiters.

1. A language that you only studied in high school

Sure, you took French in high school for a few months, but are you really on a level where you feel comfortable holding daily conversations with native speakers or reading in that language? You shouldn't put it on your resume if the answer is "no."

"It does not matter if you have a basic or intermediate understanding of a language. Unless you master it and you can use it for work, leave it out," suggests Meneghello.

In the worst case, the recruiter could speak the same language and try to start a conversation. If you discover that you are lying about that skill, you can bet that you will not be invited to go ahead in the hiring process.

Also, read: 
7 Signs That You Are Too Smart For Your Job
How to make a smart career choice?

2. Basic computer skills such as email and Microsoft Word

At this point in history, knowing how to use email or Microsoft Word is almost equivalent to understanding how to read or handle basic math. That is, they are not differentiators, but you are expected to know how to use these tools.

"By adding these 'skills,' it may appear that the candidates are trying to 'inflate' their resume - that is, they are putting anything on their CV because they do not have enough relevant skills," says Peter Riccio, founding partner of the company recruiting Atlas Search.

An exception to this would be if you've perfected a particular practice using these programs, like "[creating] an access database from scratch and importing data from Excel to do Big Data analysis," says career coach Mary Warriner.

3. Use of social networks (outside of work)

You may have millions of followers on Twitter, thousands of friends on Facebook and many likes on Instagram, but managing your brand and managing a company's professional brand are two entirely different things. Working in social media in a professional setting often requires more than merely posting compelling content - usually involving data analysis, payment experience, and more.

"You can be very good at posting photos of your friends and even sharing news about your current business, but if you're not applying for a social networking position, you should not boast what you know how to do on Facebook," says Warriner. "Better check the job offer to see the skills required and be sure to list the significant skills you have."

Also read: 
How to Quit Your Job and Start Your Business in 90 Days
How Much Should You Earn as an Entrepreneur?

4. The so-called " soft skills "

These skills are a bit difficult to manage because recruiters do not love to see them in CVs. However, you must prove them with facts. For example, saying that you are an excellent communicator means nothing if you can not prove it with concrete examples.

"The most common mistake among job seekers is to make a list of soft skills in their CV. For example, they say they are good communicators, they know how to do various tasks at the same time, they have leadership skills, they are good at solving problems, etc. The message you send by putting these things on your resume is 'I don't know what my best skills are, that's why I put them all together so you can see them,' "says Riccio.

Instead of listing your soft skills, you better demonstrate them.

"Communicate your skills in the body of your CV. For example, instead of putting 'leadership,' write that you have conducted multiple simultaneous projects with positive results, "advises Riccio.

5. Exaggerations or lies

Job seekers often include words they see on job applications to embellish their CVs. But if you do not have the skills requested in the job offer, do not include them in your resume. You may think that you are going to get away with it, but it will eventually come to light.

"If you are not an excellent oral communicator, do not put it on your CV. If the job requires you to get up and talk in front of a group of people every day, you would probably be miserable if you lie, "Warriner says.

That does not mean that you must have ALL the skills listed in the job offer. A good rule of thumb is that you can have 80-90% of the features required to get the attention of recruiters.

6. Outdated Technology

Software and technology used in the workplace can change quickly, so it is essential to stay current in its use. Otherwise, you run the risk of looking like you cannot keep yourself in a dynamic workplace.

"Businesses are looking for sophisticated, flexible professionals who understand technology. By including your use of obsolete technology in the skills section of your resume, you give employers the impression that your knowledge is stale and that it will take a long time to learn new skills, "says Riccio. "In a market as competitive as today, employers want to invest in people who have demonstrated the ability to learn quickly."

So leave out things like coding languages that are no longer widely used, old versions of modern software programs and other irrelevant technologies.

Related:
5 Easy Tips to Improve Your Writing Skills
4 Easy Powerful Writing Tips To Make You a Better Writer

7. Irrelevant information and joke skills

This may sound obvious, but some people still put things in their CV as "expert guacamole cook" or "certified ping pong champion."

"Do not include skills that are irrelevant to the job you are applying for.I'm incredibly proud to have made the best cookies from a colony contest, but I work in human resources.I do not put that on my resume!" Says Warriner.

Sure, there are probably some recruiters who will find those funny or charming details. But when you apply for a job, you do not know who will appreciate that joke and who does not, so it's better to side with professionalism.

The workplace in the United States is increasingly safe, but some jobs still have fatality rates that catch the eye. But which jobs were the most dangerous? Reality shows such as Ice Truckers and Ax Men have popularized a particular image of highly dangerous jobs. While you can not deny the risk of felling trees or driving a truck in the Arctic, most of the most hazardous jobs in the United States are much more famous and well-known.

In 2015, there were 4,836 fatal occupational injuries in the United States, according to a recent report by the Bureau of Labor Statistics (BLS). It is the highest total number of deaths related to the work environment since 2008.
Transportation accidents were, overwhelmingly, the leading cause of mortality. Only road accidents accounted for more than 25% of deaths. Falls, slips, and trips were the second leading cause of death, accounting for more than 800 occupational fatal injuries in 2015.

Although this classification provides a useful perspective on some of the most dangerous jobs in the United States, it does not claim to be definitive. The BLS only included jobs with at least 15 on-the-job deaths reported in 2015 and 40 million or more hours of work (Equivalent to 20,000 full-time employees), so some hazardous occupations can be excluded because they are minuscule. It should also be noted that some jobs present long-term health risks to employees, such as exposure to radiation, which is not represented in the BLS figures. 


Note: The death count in the Fatal Occupational Injury Census excludes deaths from illness unless it was caused by an injury event.

The 10 Most Dangerous Jobs In the US

Which are? We present them below:

1. Lumberjacks

Rate of fatality per 100 thousand workers: 127.8
Average Salary: $ 32,870
Lumberjacks work with heavy loads, adverse weather, and steep slopes. One of the biggest dangers they face are the old branches hooked on the tips of trees that can fall at any time.

The fatality rate increased nearly 25% this year, possibly due to the hiring of new, inexperienced workers due to higher real estate demand. The first year at work is the most dangerous.

In recent years, the work has become more secure thanks to mechanical logging: woodcutters sit in a protected cabin and direct a metal arm that cuts the trunk with an electric saw. 

2. Fishermen

Rate of fatality per 100 thousand workers: 117
Average salary: $ 33,430
Nearly half of the deaths in the fishing industry are caused by the overturning of boats during storms or sinking when the hull is damaged, according to the National Institute of Occupational Safety and Health (NIOSH). In these circumstances, the nearest help is often miles away.

In the past, the dangers were greater because of certain fishing practices, such as trying to maximize the amount caught before the end of the season. To avoid accidents, the government proposed a quota system for each fishery, allowing them to obtain it at any time during the season.

"I've lost a lot of friends over the years," said Jake Jacobsen, director of a crab fishermen's cooperative. "My son is a fisherman, and I would not want to lose him because of the old system," he added.

3. Plane pilots

Rate of fatality per 100 thousand workers: 53.4
Average salary: $ 92,060
The pilots of the big airlines have low rates of fatality, but for pilots of airplanes taxi or charter, the work is much more dangerous.

Human flaws are the leading cause of death for aircraft pilots, according to the US Federal Aviation Administration, but advances in weather reports, navigation equipment and locating devices have substantially reduced accidents.

Approximately one-fifth of US air accidents occur in Alaska, according to the NIOSH. There is an explanation: 82% of the towns and settlements of the state are only accessible by air.
Even so, fatal accidents have fallen more than 40 percent in recent years, said C. Joy Journeay, director of the Alaska Air Carriers Association.

4. Roofers

Rate of fatality per 100 thousand workers: 40.5
Average salary: $ 34,220
Roofers face a danger they can not escape: height, which increases the chances of suffering critical injuries in the event of an accident.

But falls are just one of the many risks they have. They can also be burned, electrocuted and exposed to chemicals.

Improved safety training and stricter standards in railings, harnesses and other systems have dramatically reduced fatality rates.

5. Blacksmiths

Fatality rate per 100 thousand workers: 37
Average Salary: $ 44,540
Among the most common hazards for blacksmiths are falls, steel beams, collapsed concrete walls, falling objects and contact with electrical lines.

But according to Steve Rank, executive director of security at the International Blacksmiths Union, a new provision has had a very positive impact on the blacksmiths' workplace: the obligation to place four locks on the vertical beams.

"The number of accidents has plummeted," Rank said.

6. Health workers

Rate of fatality per 100 thousand workers: 27.1
Average Salary: $ 22,560
Many garbage collectors get hurt in the streets. They can be rolled up by carts, cut with broken glass and syringes or hit with objects falling from the truck.

Experienced workers know how to get to the side of the vehicle when they throw the trash and activate the compactor. Plastic bags sometimes contain cans with chemicals or pesticides that can explode under pressure and hurt workers.

In some cities, such as Austin, Texas, workers operate pickup from the truck cab, a move that has reduced the risk of an accident.

7. Electrical line installer

Rate of fatality per 100 thousand workers: 23
Average Salary: $ 54,290
Falls and Electrocutions are the leading causes of fatal injuries to power line installers, who must sometimes work in the cold and storm to restore electricity.

The fatalities have fallen due to an improvement in training, tools and work practices.

8. Truckers

Rate of death per 100 thousand workers: 22.1
Average salary: $ 37,770
The truck driver is a difficult job, and many are faced with the pressure of delivering the merchandise on time. Despite the rules that require rest stops, many drivers suffer from fatigue. In fact, according to a 2005 survey from the Federal Provider Security Administration, 48% of respondents said they had fallen asleep at the wheel at least once in the previous 12 months.

9. Farmers

Rate of fatality per 100 thousand workers: 21.3
Average salary: $ 60,750
More than half of the deaths on farms are caused by tractor accidents, according to the NIOSH. On ranches, off-road vehicles are often the most likely to kill a worker.

Still, according to Don Duval, a South Illinois farmer and president of the White County Farms Office, security has improved a lot since he began working on his farm 40 years ago. Technological breakthroughs and greater awareness have helped change things, Duval said.

10. Construction workers

Rate of fatality per 100 thousand workers: 17.4
Average Salary: $ 28,410
Construction workers are exposed to electrical hazards, landslides, and falling objects. And they perform their work in all weather conditions.

The biggest risk is falls, which cause more than 250 deaths per year, according to Scott Schneider, an occupational safety expert.

In highway construction, car crashes or construction vehicles are one of the most important causes of death.

No one likes to feel that their skills are underutilized or that their potential is wasted. It is a relatively mixed feeling. According to a recent study, 35% of millennia with an undergraduate degree believe that their first jobs did not require a higher education diploma.

Of course,  having graduated does not make you a more intelligent candidate than those who do not. Everyone can be too smart for the job he occupies, because too graduated or just in the wrong job, in the wrong sector or bad business.

Here are some signs that it's probably time to find a new challenge: 

1. You are bored

Bored consistently is the clearest signal that you are too smart for your work, according to a LinkedIn post from Liz Ryan, CEO, and founder of Human Workplace. "If you're overwhelmed to the point of asking yourself a lot of sugar and caffeine to stay awake, then you're not in your shoes," Ryan says. 

Michael Kerr, lecturer and author of " The Humor Advantage, " says that getting bored does not necessarily mean nothing. "You may be all the time doing other things or helping other projects out of boredom and to stimulate your mind.

2. You do not need to make any effort

Tasks that do not scare you seem to be a problem for the rest of the team. Of course, it's great to be comfortable and above average in some areas, but if you surpass everyone all the time, it may be a chance to realize that you are too skilled. 

"If you finish all that you ask and do more, it could be a sign that you are too smart for your role," said Ryan Kahn, career coach, founder of  The Hired Group, and Author of "The Guide to the Recent Grad." This is an excellent sign and a reason to apply for a promotion if you can excel at your position and to charge you for projects with greater responsibility and added value. "

3. Your colleagues are stuck in their place

If your colleges fail to follow when you explain a complex idea or are opposed to rethinking certain things because "we have always done that," it may be a sign that they do not stimulate you intellectually. Even if they are friendly and hard-working, it will not do you much to stay in a position that does not push you. "You do not improve by playing with people who play in one (or two or three) divisions below, " Ryan says.

4. You do not learn anything

A job should always offer learning opportunities, whether you are unhappy at work or completely excited about what you are doing. If you find that you no longer have anything to learn in your job, it is probably time to step up or change business.

According to Kerr, there is a lack of intellectual stimulation in the workplace, when one experiences more and more "boredom, lack of energy and lack of motivation in the face of the current workload, to the point of being often distracted or Deconcentrated to the point of no longer doing his job properly. "

5. Your leader has no vision

"You can not have the sacred fire while working for someone who does not know what a vision is or where to find one,  " Ryan said. Your leader should be someone you can learn from and with whom you can exchange ideas. If he has no idea how to develop his service or advance your career, it is proof that he does not have much to offer you.

6. You are

"You tend not to talk in a meeting because you are afraid that the participants will take you for a gentleman or madam, or you are trying to get noticed," Kerr said.

7. You have reached the point of managing your superiors

"We all make mistakes, but if you realize that you're constantly resuming the work of your leaders or identifying opportunities to improve it, it's probably a sign that you're too smart, For your position, "says Kahn. 

For Kerr, if you spend your time looking at your leader and thinking you could do his job, then you probably deserve a promotion.

How do you make a career choice that suits you and meets the needs of the job market? Some tips for making an informed decision.

A range of possibilities

A wide variety of trades and professions opens in front of you when you are wondering how to make an appropriate career choice. If it is essential to get to know one's self well, it is also important to be properly informed about all aspects of a job.

Take time

Making a career choice does not improvise. In addition to considering your interests and skills, it is important to take the time to reflect on the values that drive you and what you want to prioritize. Remember that this is an investment for your future.

Here are some questions you can ask yourself:

• Are you willing to devote many hours to doing a job that you are passionate about? 
• Would you like to give more time for your leisure time or your family, even if you want to earn less? 
• Do you prefer to work as a team or independently? 
• Do you want, first and foremost, to stimulate your creativity? 
• Would you like a job that is up to your skills and that will allow you to progress?
  

Take a tour of all aspects

When you think you have identified an area in which you would like to work, it does not end there. It is then important to know how to make a career choice that suits you.
To answer this question, find out about all the facets of the trades or professions that keep you up to date. All work has positive sides, as well as flats. The more you know, the better you will be able to make your choices, and the better you will face the challenges that await you.

It can be very useful to get in touch with someone who has a career in the field. This person will be able to inform you about the working conditions and all the particular aspects of the trade.

Valuable help: guidance counselor

• Using a career counselor may be a good idea. It will help you to identify your needs and guide you to the avenues to consider. 
• Through psychometric tests, it will evaluate your interests, your abilities, but also your personality.
   
• He or she will be able to provide a clear picture of your strengths and weaknesses. 
• For those who hesitate between several possible careers, this consultation will help them to target the one that suits them best.

A continuous journey

"How to make a career choice?" Is a question that can arise at different stages of your life. If it is inevitably present at the beginning of adulthood, it can reappear after a few years of professional experience. 
Do not hesitate to re-engage the reflection process, and to consult a specialist if necessary.
Whether it's starting a needed or desired career shift, the agency professionals can help you progress in your work and evaluate the options that present themselves to you.

Why your salary doesn't increase as it should be? Expert says, most of the time companies won't increase your wage if you don't request for it. 
And when it comes time to ask for raising pays, you have many doubts. Know the strategy to handle the situation. Let's learn how to ask for a raise when you are underpaid.

Most workers, at some point in their careers, have to negotiate with their boss for a raise. Getting it is an art, and you are smart if you have done it already. But if not, You have to know how to choose the moment and handle the situation, usually tense. Here we offer some practical guidelines to avoid unexpected mistake when asking for raise. 

1. Training

Find out what are your company's criteria for pay increases. Who did it successfully and who offered it to them. Look for the reason why other employees get the wage raise.

• Write down all the arguments you can have in your favor. Another trick is to try to involve a friend in the process. Seek for a person to write "devil's advocate" answers that try to pull down your arguments.
• Simulate an interview with that friend in which he plays the role of human resources manager (and you as a candidate for a salary increase).
• If possible, record the video interview and watch: Are you nervous? Do you look convincing? Surely you say some phrase with hesitation: write it down. Some people do this with a simple pocket recorder. If it helps, we will tell you that good salespeople implement this system frequently. They call it "Theater of sale"; And you are selling yourself, aren't you?

2. Preparation

• Find out what are the average salaries has in the sector based on the companies geographical location.
• Find out about the salaries paid to the company. Ideally, you have some contact with it (union representatives often have this kind of information and can provide it to you).
• Be prepared not to say "agree." Remember that in most cases the employer has a margin of negotiation.
• Do not say at first what amount of money you want to win.
• Make a coherent list of all the reasons that justify that you increase the salary (production, profits contributed to the company, innovations, savings that you have obtained for the company, etc.).
• Make sure the employee evaluation standards in the company where you work. It is easier to negotiate keeping in mind the company's evaluation systems than taking out your sleeve systems. If the company evaluates the employees for the benefits they report to the business, no matter how diligent and careful you have been over the past years, it will not do any good.
• During the negotiation always use real examples. Don't walk in the branches or argue. It raises the increase as one more step in your career and not as a claim.
• Do not use blackmail in vain. Say, if you do not raise the salary, you will leave the company. Do it! Otherwise, your prestige will be at ground level. [Put another way, do not use that argument if you do not have your backs covered with another solid offer.]
• Never give personal reasons to request such a raise. That will devalue your work. 

No employee you hire will work for free. Neither should you. Better, learn to set a fair salary and maximize the profits of your company.

As the owner of a startup or growing business, it is tempting to reinvest every weight you gain in your operation. Some entrepreneurs go even further and do not pay themselves until they are in black numbers, which means they have returned their money to investors and have a financial cushion.

The problem is that day almost never comes, especially if the company continues in the process of development. There are always new needs in which you must invest, projects to implement and accounts to pay; So in the end, everyone gets their check except you.

Being profitable is the goal of every business. To achieve this, many entrepreneurs make sacrifices, including a salary. You may not need to pay a significant amount in the first few years; However, at some point, you should receive a salary for the time and talent you bring to your own company. 
Here are some reasons why: 

Depriving yourself is counterproductive

Not having a pay means that nothing is coming into your account and, therefore, your personal finances could be affected if you live off your savings. While it is normal in the early stages of your business to refrain from a salary to help you grow, it is also reasonable that you begin to receive some of the profits when it starts to generate them.

Fair payment for honest work

Some entrepreneurs pay a modest base salary and compensate by benefiting from a higher percentage of advantages. If you have investors or partners, this could be the justest agreement, because it inspires everyone to put their best efforts into the work. Because the better results are obtained, the greater the income and profits.

Your time is valuable

Entrepreneurs usually account for obvious things, such as rent, telephone, the Internet, or office stationery, but they forget to include payment for their working hours. A good rule of thumb is to estimate how much your time would be worth (considering the market standard) and use the calculation as your base salary. In the start-up phase, this could represent a low wage; Although once you have monthly profits and your company is self-sustaining, you can pay more. Remember, no one works for free, and neither should you.

With or without investors, you must pay

Do not assume that your ancestors should receive their full pay before you can get a salary. If your business is already profitable, it is worth putting aside a percentage of the monthly earnings as your salary. Many investors are cautious about entrepreneurs who want to earn a generous salary from day one because they first want to prove that they are as much or more committed to investing and to the company. Abstaining from earning a salary in the initial phase until the business is profitable can be one of your expectations. 
However, when you begin to move to more solid ground, most investors will agree that you are the first to receive a portion of the profits. Rule of thumb: pay yourself first each month.

Prevents exhaustion

Receiving a month-to-month pay before reinvesting the rest of the way back into the business helps keep your spirits up and not exhaust yourself in vain. Unfortunately, you can not live off that rush of adrenaline that involves undertaking; At some point, you need to see tangible results for your effort.

Figure out what you actually should be paid. To have healthy finances in your business, it is fundamental that you set a salary. Learn to calculate the real value of your work.

When they decide to start a business, many entrepreneurs have a dream: to achieve their financial independence. But if you are the owner of the company, how to calculate the real value of your work? This is an important point to keep a business's finances healthy, especially during the early years.

In principle, your salary will depend on what you spend to live, your current financial situation and the income you will need in the medium and long term. Therefore, the first factor to consider is to know what your personal expenses are and then identify the areas of opportunity for saving. Once these amounts have been calculated, it will be easier to determine how much you should earn.

There are two common mistakes you should avoid: assigning a payment that your company can hardly afford and bring the entire business income to your personal account. On the other hand, depriving yourself of pay for your work will not only make you despair soon but also seem unprofessional to your potential partners. In that sense, it is recommended to be cautious and realistic.

Make a comprehensive list of your annual spending as detailed as possible, so you have a clearer idea of how and in what you spend. Warning: If you fall in red, there is a good chance that your business will also do so.

Determine how much you are worth

Once you have finalized the calculation of your monthly expenses, you will have a basis to determine how much your salary should go up. Although there are variables that are difficult to measure, such as investment in time, academic preparation or work experience.

There are two methods to calculate your value in the world of work:

1. The value in the open market.

Given your knowledge and skills, how much would an employer pay you? Although that salary does not take into account the extra time invested in starting your business, you should not leave aside the income you are sacrificing to undertake as a useful benchmark to determine your salary.

2. Similar Companies. 

How much do business owners (of similar size to yours) pay themselves in the same industry and geographic region? To obtain comparable salaries, consult other people who are in the same situation as you or ask for advice in the local chambers or associations.

It should be noted that none of these methods consider the extra work you will be assuming the owner or the risk that it entails starting a business. Therefore, some entrepreneurs add to their first salary between 3 and 5% to offset additional responsibilities and risk. Or, there are those who are satisfied with the idea that the long-term success of your company will compensate for setbacks.

Always think about your business

Since you know how much you need to live a quiet life and what the salary you deserve, it is time to compare the figures with your company's real finances. To do this, you need to review the cash flow projection in your business plan and make sure you are getting enough money to cover your own outline and other operating expenses.

On a possible level, your cash flow should report a considerable surplus to pay your salary at market prices, reinvest funds in the company and leave a small margin of error. Unfortunately, the history of several entrepreneurs starts with a deficit, for a period that can go from six months to two years. The advice is to start with the minimum wage range and when you pass the boot time test, consider a possible increase based on market growth.

Another option to make your salary an incentive and do not suffer is to design a scheme of commissions. That is to say, to your minimum wage you can add an amount to an account for new clients and closure of deals. In addition to motivating you to work harder to earn extra income, you will help develop your business. These commissions will be a reward for the effort.

You could also, for example, decide that when your business reaches black numbers, you will take a percentage of the profits each fiscal quarter as a bonus. This figure can vary, depending on the goals you as a landlord set, the personal financial needs and the philosophy of reinvesting the profits of the company.

Starting a business requires a lot of patience and some sacrifices. So the advice is that you put into practice the idea of investing some profits to aspire in the medium term to a salary like the one you would have if you were employed. The moment your company begins to report earnings, it is time to reevaluate your salary. 
Generally, this translates into a wage increase equivalent to the percentage of the annual growth rate of the business.

However, as with your bond structure, there is no gold equation to determine the appropriate increase. You must calculate it according to the nature of your industry and the goals of your company.

Whatever the decision you make during the first stage of your business, check your compensation every six months as the cash flow and capital needs model can change dramatically as it evolves. This monitoring will depend on the adjustments to your salary, which should be for both the organization and your personal finances.

HOW MUCH DO YOU NEED IN REALITY?

Complete this table with your data

• $ _________ Rent / Mortgage 
• $ _________ Medical 
• Insurance $ _________ Auto Cost (monthly, insurance and maintenance) 
• $ _________ Other transportation expenses 
• $ _________ Recreational Activities (restaurants, movies, exhibitions, etc.) 
• $ _________ Food 
• $ _________ Services (light, Water, gas, maintenance, etc.) 
• $ _________ Communication services (telephone, cell phone, pay TV, etc.) 
• $ _________ Payment of credit and department cards 
• $ _________ Personal care (gym, aesthetic , etc.) 
• $ _________ Payment Of taxes 
• $ _________ Other expenses 
• $ _________ Total annual expenses

Analyzes the results 

1. $ _________ Amount of personal savings invested to start the business 
2. $ _________ Salary or other income 
3. $ _________ Result of adding the two previous concepts 
4. $ _________ Result of subtracting the total annual expenses less the previous sum: essential annual minimum wage 
5. $ _________ Divide the previous result by 12: monthly essential minimum wage 
6. $ _________ Total annual expenses: annual minimum wage 
7. $ _________ Divide the previous result by 12: monthly minimum wage

The role of human resources is changing, and HR practitioners around the world should be pleased. What qualities of human resource development manager makes them more successful? 

It must be recognized that the traditional HR role was not the most rewarding. As part of my work, I meet with HR vice-presidents from different companies. Their common thread is that their role becomes less administrative, and they are increasingly vectors of innovation.

This is in line with a major trend: companies adopt a people-centered development strategy - they appreciate their employees and understand that they are the engine of profitability and competitiveness. They must train and retain their best talents and ensure that only the best candidates are hired. To do this, management needs to rely on the advice of its HR department. This increases the importance and value of HR professionals. "But you have to be sure to do things right," warns Hache-Barrois. "Otherwise there will be departures, and it will cost the company a lot."

According to her, for HR services to do their job well, they must be composed of people who possess the following traits.

1. Leadership, not micro-management

Do not immerse yourself. This irritates people and prevents them from feeling self-confident and feeling empowered in their work. "Leaders take care of individuals, managers supervise things," explains Hache-Barrois. HR must be flexible, must lead and guide with a cascading approach, she advises, and be sure that the staff will take things seriously. Inspire respect, do not demand it. "This will change the design that employees have from HR, we must evolve and be less intrusive," she said.

According to the Oracle Simply Talent study,  employees agree. Nearly 60% of employees want their employers to interact with them more proactively and prefer a more individualized management style. Millennium children are especially keen for more regular conversations with their supervisors about their career plans. Nearly 80% of employees aged 18-34 reported that they do not benefit from this, but would like it. Employees feel more involved when they have a direct line of communication with their manager. HR needs to be flexible, with a human-centered approach, and always ready to adapt.

2. Be comfortable with data

HR needs data to lead and be taken seriously as a leading department. Information and analysis are also essential for management to consider HR policy decisions and proposals.

Not everyone, however, has the bump of math, and jargon words such as "Big Data" and "analytic" may sound intimidating. Yet Hache-Barrois believes that we should not be afraid of statistics, but rather be enthusiastic about it because it is the best way to give HR the means to evolve beyond their administrative role And a more important strategy-creation function. "I'm not saying that everyone should convert data scientist," she tempers. "But if you do not master this area a little, then you do not know what you are analyzing - and in this case how to know if your recruitment campaign will be effective,

Many data collection and analysis technologies, such as Oracle's, are intuitive and user-friendly. Hache-Barrois recommends that HR professionals familiarize themselves with these tools.

"Otherwise, these tasks will be handled by another service, your work will be reduced to the administrative, and you will miss the rewarding missions that provide innovative solutions," she warns.

3. Expert knowledge

A good HR professional must be the reference person when a new project starts. It must be able to suggest the most competent employees participate in the project. It must be the contact that management consults to determine whether staff have the right skills to carry out a project and to hire new talent if the need arises. "You have to be there when we need you. HR must facilitate the realization of projects," concludes Hache-Barrois.

But to be effective, HR staff must not just respond to the needs of the business. "Being proactive means knowing exactly what the person who calls you needs. You tell her what she wants, instead of waiting for instructions," says Hache-Barrois. You have to collaborate and help, but you should also come up with ideas. "

It's critical to keep growing your income, creating a savings account is a good option if you can't earn more money. If you ask yourself to increase your salary and nothing works for you, this information is for you. 

Sometimes we put the greatest of our efforts to achieve our goals and achieve that economic stability that we want so much, but sometimes the results are not what we expect. If you are going through a similar situation, do not worry, here are some recommendations that will help you. 

Redirect your fears 

One of the main obstacles when it comes to making money is fear. Most people fear the uncertainty, the lack of stability, the curvy roads. Without realizing the cost of that security, which is none other than life itself, always worried about the fortnight, that expensive leak. Do not have time for loved ones, to read, to exercise, to share, to travel, to develop our passions, to educate ourselves, to expand financially or only to rest at pleasure.

Have you ever wondered who is paying who, the company to you, or you to the enterprise? That's the cost of that stability!

However fear should not necessarily be negative, you just have to redirect it to focus on what you want from life.

For example, be afraid of the straight freeways, which in them is where most drivers fall asleep. Fearing to depend on a salary, to terrorize us with spending 8, 10 or 12 hours a day for years in a repetitive job, lacking in challenges and annoying, giving our life to someone else.
Also read: 8 Best Money Making Ideas To Earn Extra Cash Quickly

Watch out for financial advice.

With financial help, many of them come from people who have not made economic progress and do not know how to do it, causing the same financial condition to perpetuate the one who receives those tips.

Do what you are passionate about, be the best at it and put it to the service of others.
When talking about getting more money, I do not speak of greed or accumulate to accumulate. In fact, the priority should not be as such "money," your priority should be to find what you passionate in life, strive to be the best in it. And put it at the service of the people. Impacting on the lives of others will make money a consequence.

The obsession should not be to swell your bank account but to improve your life and improve the lives of many, those many will be responsible for growing your bank account accordingly.

Wet or sell umbrellas?

There are many people becoming millionaires with the pessimism of others, what are the most people do in a country in crisis? Cry, complain? Well, to sell umbrellas!

Start a business, but first answer these three questions:

• What do I like to do? 
• What do I do better than the others?
• How do I put it to your service?

Many will tell you no, many will doubt you, ignore! I want your life, your success, make them dumb, I want to see you boil and see how you eat the world.
Also read: How To Multiply Your Money Every Year

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Imagine you are 55 years older, don't have enough savings for retirement or buying home. Would you be regretted not saving money at your 30?

Do you save money for future life? Retirement and old age will be increasingly difficult stages if you do not take forecasts from the youth. 

Overcome that prejudice that saving is a matter of "rich." To save is simply to separate some money and respect it, to keep it. It is often said that, from your monthly income, you should spend 10% or even 30% on savings, but the limits are not necessary if you start.

Believe it or not, no matter how old you are, your lifestyle or the amount you get paid, you always can spend less and save a little money. There are two other truths in this regard: saving is not difficult if you make your own method, and only saving will keep the balance in our personal economy afloat during crises.

At 20, 30 and 40, saving is always one of those purposes that we often raise and do not always meet. Although we know that money does not give happiness, having a small saving can always serve to give a fad, make an investment in fashion or dare to make the journey of our life.
Also read: 8 Reasons Why I Don't Have Money what should I do

If organizing your wardrobe to not overspend or saving apps have not yet made you able to apply rule 50-30-20, you may need to develop a strategy step by step.

5 ways to keep money from ruining your relationship
From your future plans to your lifestyle, changes in your account start with your ideas. Here are the keys to making your money this year and onwards.

1. Are you earning enough?

Only you can know how you value your work, how much you pay for it and if you feel compensated. It's what experts call breaking the glass ceiling.
You can consider the idea of asking for a salary increase or stick to realistic rates if you are self-employed. Maybe before you propose to save, you should offer to collect what you deserve next year.
Also read: How To Multiply Your Money Every Year

2. How do you want to live?

Being clear about the lifestyle that makes you happy is basic to organizing your economy. Maybe you and the partner you have sitting next to in the office charge the same. But you need 3 weeks of vacation in the Europe in summer, and she is happy with a weekend getaway to a magical town; Maybe you can settle for having romantic dinners at home, and she prefers to go to one restaurant a week.
Your savings, your expenses, and your financial efforts would have to go in the same direction.
Also read: How to Save Money by Appreciating What You Have

3. Carries a fee schedule

If you do not understand where your money is going, you may be losing sight of micro-spending. Try to take an expense account every time you use your wallet, ideally for a month.
You may notice that a taxi or cafes before going to work are causing your accounts to fail. Only by being acutely aware of your expenses, you can avoid those that are unnecessary. 
Also read: How to Save Money When You're Young Adult

4. Are you realistic?

When you imagine your future, how do you see it? Would you like to go to the beach? Maybe a luxury car? Could it be enough to keep you independent of anyone? The image you have of your future - and the weight that your economy has in it - can also depend on your happiness.
4 signs that you need a balance between life and work
One thing is to fantasize about the Christmas lottery, and another very different thing is to expect to lead a celebrity life with a mean salary.
Also read: How to Make a Personal Budget

5. Cut expenses

How many clothes do you have and how much clothes do you need? Science has found the reason for shopping addiction, and if you repeat yourself every morning that 'you have nothing to wear,' some apps can fix your life.
Evaluate what your needs are; It is not a matter of avoiding any whimsy, but of dispensing with those who do not fill you so much. Having breakfast at home rather than buying something in the office machine can be the first step to great long-term saving.

Taking on responsibilities as a couple and having commitments of mutual agreement are the tactics to find professional success. A well-formed team is a springboard to achieve much higher goals.

No one said that being a mother is an easy task. "Women have been educated to care about everything: the market, select dates, parents, children," says Maria Consuelo, a psychologist, and teacher at the University of the Oxford. It is as if the female sex was born with studies of first aid, confection, psychology and even sexuality. That responsibility increases when you are a mother and when in your life projects is to be a successful executive.
Also read: 7 Tips on How to Choose the Right Career for You

Hours do not reach

"The lack of time represents the biggest problem for women: addressing the challenges of work, travel requirements, extended schedules, presentations of the school ...," says Maria Consuelo. How can we make time for everything? Make a mutual agreement with your man where the household chores are distributed. Many couples choose to make a schedule of activities and hang it somewhere visible.

The majority of women manage to organize and bring out the ingenuity that characterizes them. Many are looking for a job near the house, so they can have lunch or pick up their children from school, avoiding several hours of trance. "I suggest that organizations be more flexible with working hours or allowing work from home; Today that is a worldwide trend. If the executive is so good, she deserves to be given these spaces, "he said.

Others, on the other hand, and according to their needs and economic means, opt to hire a maid of domestic service for half time or consecutive day. Today you find highly supported companies that help you locate the nanny and avoid hiring processes, search for uniforms, payments, etc. 

Quality of time

When you stay with your family, you tend to be glued to your cell phone and do not stop watching whenever your iPad lights up. Watch out! According to studies by the Department of Psychology at the University of Essex, the use of the cell phone can have adverse effects on the approach, connection and quality of a conversation. The best thing is to take stock of your family life and work, look for agreements of schedules without technology, where there is no external 'intrusion.' Get organized!
Also read: How to Manage Time With 10 Tips That Work

Press ... Prepare a weekly or maximum biweekly board with your partner, where there is an agenda of points to deal with. The topics? Investments and family schedules, next vacations, internal conflicts ... The boardroom? A romantic dinner or breakfast, then ask yourself: Am I ready to close the deal?

"Not a minute for me."

"The free time of mothers is increasingly reduced, which leaves them room to worry about their self-care," says the specialist. It is important for women entrepreneurs to look for spaces for them. The tactic: to practice a sport, to do gymnastics, to have a coffee with the friends or to train you in some subject of your interest; Simple keys that will make you feel more beautiful, healthy and vital.

You can write a cover letter to send your resume in response to a particular offer to apply to a company that interests you. Needless to say, a cover letter has to be very professional. In this article, you'll learn "how to write a perfect cover letter for winning the job application."

The cover letter gives you the opportunity to communicate in a less "dry" way than the curriculum, to present yourself properly, as well as to express your motivation and uniqueness. Discover how to write a "winning" cover letter, designed to get the interview you want.

How to Write a Cover Letter?

A cover letter has to be very professional and be drafted in a clear, concise and without spelling mistakes. Its content should be aimed at explaining why the candidate meets the requirements of the position, highlighting and directing the attention of the coach to the skills, abilities, and knowledge that the candidate has demonstrated, with concrete examples based on his previous experience or his experience labor.

Since the structure of a cover letter must be concise, in every letter of motivation the following parts must be present:

• Greeting: Each letter should be addressed to the person with whom you are interested in speaking, that is, the person who can hire you. To respect the structure of the motivation letter, you can try to go directly to the person you are going to work for if you are given the job. Talk to the company to make sure you have the correct name, and write it correctly.
• Introduction: The introduction has to appeal to the reader. The cover letters are letters to "sell" you are made to attract the attention of the person who can hire you. Introduce yourself and explain the purpose of the letter: why you are interested in the company you are writing to, the sector and the particular position. If you know the company to which you choose, use it. It mentions projects that are being developed, recent awards or recent favorable comments about it. If you are responding to an advertisement for a job offer, this is the place to mention it.
• Body: This is the next part of the resume cover structure, which you have to take advantage of to "sell" you well, to show the company, what you have to offer and why they need to hire you. So, explain here what you can bring (achievements, experience), what skills and abilities you have and can use to develop job functions.
• Closing: You can not have what you have not asked for. At the end of the letter, ask for an interview. Be creative, do not use the topic "I'm waiting for your call." Mention that you can call to arrange an appointment or meeting, not an interview. Proposed. It ends with some standard compliment but close, followed by your signature. You can also include your phone number under the name, as a reminder.

Professional Cover Letter Writing Tips

The cover letter is as important as the resume itself. It is the gateway to us, our representative. Therefore, we must pay particular attention to it, and worry not only about what we put but also how we put it.

Here are some practical tips to help you:

• Use clear and concise language. It is always better to put short and straightforward sentences and avoid fancy phrases.
• Write short, separate paragraphs and use action verbs.
• Use a cordial and respectful tone.
• Do not be rhetorical.
• Be positive, let your optimism be reflected in your words, but avoid using a ton too effusive and colloquial.
• Avoid pity.
• Describe your skills, your expertise, and achievements without pedantic.
• Do not repeat what already appears in the curriculum, but highlight what you consider most remarkable.
• Do not tweet someone you don't know.

Caring for the presentation

The presentation of the letter or the curriculum is as important as the content of the letter. Keep in mind that when it comes to selecting candidates for a position the first impression counts a lot. Personnel managers have little time to dedicate to your resume or your letter, so it should be attractive and distal professionalism.

We recommend that you consider some simple tips:

• The letter should not take more than one sheet.
• The paper must be of quality, of standard size and without any damage.
• Always send original letters, never photocopies.
• Put as much attention in the envelope as in the letter. In the envelope, write the data cleanly, without erasures or erasures. Remember that the name and address must be identical to those written on the letter.

Although a computer usually writes the cover letter, some companies may ask you to write it by hand. In this case, we recommend that you follow these tips:

• Make sure the rows are straight.
• Write with black, blue fountain pen, instead of a ballpoint pen.
• Leave wide and regular margins.
• The letter should appear neat, but not decorated too much.
• The rubric should be the one you normally do.